- ✓UPI Collect
- ✓UPI Intent
- ✓NetBanking · 60+ banks
- ✓PhonePe
- ✓Paytm Wallet
- ✓Google Pay
- ✓RTGS · NEFT
Pay in
Accept every rail your customers already trust.
One integration covers 10+ local payment methods across India, Bangladesh and Pakistan. Smart routing sends each attempt to the PSP most likely to approve it. When the first rail drops, we retry on the next before your customer sees a fail screen.
Coverage
10+ methods across three markets.
Direct integrations with the wallets, banks and instant-payment rails your customers actually reach for. Not resold through five middlemen.
- ✓bKash
- ✓Nagad
- ✓Rocket (DBBL)
- ✓Upay
- ✓BEFTN Transfer
- ✓QR checkout
- ✓MFS aggregators
- ✓JazzCash
- ✓EasyPaisa
- ✓Raast Instant
- ✓SadaPay
- ✓NayaPay
- ✓1LINK Bank Transfer
- ✓HBL · UBL · Alfalah
Smart routing
The rail your customer picks fails 5% of the time. We recover most of it.
Every payment attempt is scored in real time across success rate, latency and cost. If the first PSP declines, we retry the same attempt on the next-best rail. Your customer sees one flow, not five errors.
-
1
Score every rail, every minute Success rate by bank, wallet, card BIN, time of day, and merchant segment. Not a static routing table.
-
2
Retry on the next-best PSP When the primary declines with a soft failure, we try the second-best rail within milliseconds. No extra click for the customer.
-
3
Learn from every result Successes and failures feed back into the score. What worked on IPL final night is different from what works on a Tuesday morning.
Recovered transaction · Live
✕
Attempt 1 · HDFC UPI
Declined · bank timeout · 0.9s
✕
Attempt 2 · ICICI UPI
Declined · velocity check · 0.4s
✓
₹2,940 saved
Attempt 3 · Axis UPI
Approved · settled · 1.2s
A single-PSP setup would have dropped this transaction. Mount Pay recovers 8 to 14% of what would otherwise be lost.
Ways to accept
Three ways to plug it in.
Whether you want a working checkout in an afternoon or a headless setup that matches your app exactly, pick the level of control you need.
Fastest
Hosted checkout
We host the payment page. You send the customer a link or open it in an iframe. Zero PCI scope on your side.
- Live in one afternoon
- All 10+ methods included
- Auto-updates when we add methods
- Mobile-optimised out of the box
Best for: teams who want to launch this week.
Balanced
Drop-in widget
An embeddable JS widget that renders inside your page. Your branding, your layout, our payment logic.
- Match your site's fonts and colours
- Themeable and translatable
- Handles challenges automatically
- PCI scope stays with us
Best for: teams that want branded checkout without building it.
Full control
Server-to-server API
You build the checkout UI. We handle rails, retries and settlement. Everything driven by REST + webhooks.
- Headless, framework-agnostic
- Custom flows for high-risk verticals
- Full control over UX and A/B tests
- SDKs for Node, PHP, Python
Best for: teams with an engineering bench and a specific product feel.
Live performance
First-attempt success by method.
Numbers from the last 30 days across all live merchants. These aren't marketing claims. If you sign, you'll see them in your dashboard.
| Method | Country | First-attempt | After retry |
|---|---|---|---|
| UPI Collect | India | 96.8% | 98.4% |
| UPI Intent | India | 97.2% | 98.7% |
| IMPS | India | 94.5% | 97.1% |
| NetBanking | India | 88.9% | 93.6% |
| bKash | Bangladesh | 94.1% | 96.8% |
| Nagad | Bangladesh | 92.3% | 95.9% |
| Rocket | Bangladesh | 88.4% | 93.2% |
| JazzCash | Pakistan | 93.6% | 96.4% |
| EasyPaisa | Pakistan | 91.7% | 95.2% |
| Raast Instant | Pakistan | 96.1% | 98.0% |
Rolling 30-day window · sampled across all live iGaming / forex merchants · methodology available on request.
Sandbox key today. Accepting live traffic this week.
Tell us your vertical, expected monthly volume and target countries. We usually reply within four hours, Asia business time.